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Personal Insurance What kind of coverage do you need? e-mail Jaclyn@filosagencyinc.com with any questions. |
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Personal Homeowners Policies limit on Valuables. Did you know in a standard homeowners policy, coverage limits for jewelry, furs, watches, and related items is only $1,000 combined? These and other limits are in place to encourage homeowners to buy additional coverage for valuable and hard to replace items. Additional coverage can be purchased through a Personal Articles Form or other additional applicable policy. Below is a list of item categories that may have limited coverage limits as low as $200 per category. Examples of Items That May Have Limited Coverage Under Your Homeowners Policy:
If you have any of the items above or are planning to purchase some in the future, it is important to check with your agent for additional coverage. It is also important to note that every policy is different and to check specifically what your policy includes and excludes.
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Want to save money on your auto insurance? You may be eligible for premium discounts on your auto insurance policy for:
Check with us to find out how you may be able to save money on your auto insurance.
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According to information from the U.S. Coast Guard, property damage to boats has been increasing. Insurance coverage's you will want for your boat:
Discounts you may be entitled to:
What is Umbrella Coverage? Umbrella coverage allows you to cover yourself against other persons suing you for accidents that occur on your property. Doesn't my Home Owners insurance cover that already? Umbrella's cover you after your normal home owners insurance coverage has paid it's maximum liability. For most home insurance this is $300,000 or $500,000.
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