Flood Insurance Center

    

Check out local weather in our area at Weather Underground. A storm could be brewing check the severe weather link on their website.

Floods occur in every state and many homeowners are not aware that their Homeowners policy excludes flood damage and losses. An astonishing two thirds of all floods occur in low risk areas!

Fortunately, Filos Agency Inc. has simple and affordable flood coverage – for people like you.

The standard flood policy covers:

• Structural damage, utility connections, furnaces, central air conditioners and hot water heaters

• Household contents, finished walls and floors (these are not covered if located in the basement).

• Debris removal

• $750 coverage for sandbagging and other reasonable expenses you incur in preparing for a flood

• Coverage is not provided for contents located in basements only.

Remember, you are at risk. If a flood occurs, you will not be covered for damage or losses. Don't let your dreams get washed away.