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Homeowners Insurance

 

Want a quote? Fill out my Homeowners Quote form & I will have it to you on the next business day, or sooner. If it is Urgent, give me a call or email me & I will get right to it.

You may need to fill out the Older Home Questionnaire if you house was built prior to 1935.

Custom-Pac
Delivering the total insurance solution, our flagship Custom-Pac product combines home and auto coverage, bringing you the convenience of one policy and one bill. Custom-Pac features replacement cost coverage on contents, and includes many value-added coverages. And, Adirondack Insurance Exchange's Harbormaster (boat) and Personal Protector (personal umbrella) coverage can be easily added to your Custom-Pac policy. In addition, qualifying Custom-Pac customers can take advantage of additional coverages and benefits provided by the Prime Time Plan and Financial Rewards Plan.

Auto and Homeowners
Adirondack Insurance Exchange's auto and homeowners policies provide strong coverage, along with the advantage of many unique add-on coverages to give you extra protection and customization.

Personal Protector
Our personal umbrella policy, Personal Protector, provides up to $5 million over your home and auto coverage for claims made against you, including protection for additional personal injury and property damage liability claims not covered in your existing insurance.

Harbormaster
Our Harbormaster policy covers boats up to 26 feet long and $50,000 in value. Coverage extends to boat trailers, sports equipment and personal effects, and includes liability protection for boating accidents and medical payments coverage. Special safety credits are available in some states, in addition to a credit if Adirondack Insurance Exchange also insures your home.


Doing Some Home Improvements?

Buying a car?

 

The Universal Security Policy (USP) gives you a discount when you combine your personal insurance needs into one policy that helps to eliminate any gaps in coverage. Filos Agency Inc. can help you select great insurance coverages, giving you the peace of mind of great coverage with one renewal date and one payment plan.

Our Universal Security Policy offers three levels of coverage. Let Filos Agency Inc. advise you on the right coverage for your needs.

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  Special - While our basic policies are superior to most on the market, Special USP coverage offers additional features.
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  Deluxe - Policies that go beyond our Special coverage, with higher limits and other benefits.
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  Elite - For those who want the reassuring "extras."
Your USP can be adjusted at any time during the policy period if you want to:
  add or eliminate coverage
  include rental properties
  add coverage for special vehicles like motorcycles and recreational vehicles
  customize your payment plan (annual, quarterly or nine times/year)
  set up different payor's for each of your properties