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Personal Umbrella

A day in court can cost you a lifetime's work...
"Lawsuit" is a scary word to most of us. That's why we purchase personal insurance to protect ourselves and our families.  However, many people assume their auto or home insurance will provide all the liability insurance they need. That's not necessarily true! 

Personal umbrella liability insurance provides you with an extra layer of personal liability insurance -- in addition to your current home and auto insurance. And that can be important coverage if someone is injured in a vehicle accident or in your home. 

Jury awards in personal liability lawsuits are unpredictable and often very expensive.  With the strike of a judge's gavel, all of our assets that we've worked so hard to obtain can be taken away - leaving our families exposed to financial ruin.

But you can protect your assets with RLI's personal umbrella policy!
With personal liability insurance from RLI, you obtain auto or home coverage from whatever insurance company you choose. You just need to maintain minimum underlying coverage limits.

RLI's personal umbrella insurance is a good source of protection for you and your family because it is:
bulletFlexible -- choose from $1-, $2-, $3-, and $5-million in liability limits.
bulletAvailable -- we're licensed in all states and the District of Columbia.
bulletAffordable -- we offer competitive premiums for all coverage limits.
bulletFriendly -- broad underwriting guidelines means most people can easily qualify for the program.
bulletEasy -- our self-underwriting application lets you know whether you qualify for coverage as soon as you complete the form.

It's easy to get RLI personal umbrella insurance!
See for yourself if you qualify with our self-explanatory application! Simply print an RLI personal umbrella policy application (03/2005 version). Once you have completed the application (and verified that you qualify for coverage), contact us for further direction on how to get an RLI personal umbrella. If you would like a preliminary quote, complete the application and find the rate sheet.