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Watercraft Insurance

Pleasure Watercraft
Boats for personal use including Runabouts, High Performance, Sailboats and Yachts.
bulletAgreed Value and Actual Cash Value policies
bulletHull limits to $1 million
bulletLiability limits to $1 million
bulletSpeeds in excess of 100mph
bulletWood Boats
bulletOperators with losses and MVR points
bulletLiability only
 

Personal Watercraft

Jet Skis, Sea-Doo's and Wave Runners
bulletLiability limits to $1 million
bulletMultiple units on a policy
bulletWater-skiing and Water-sport coverage available
bulletLiability Only
Commercial Watercraft
Boats used to generate revenue or assist a business venture
bulletRental Operations
bulletCharter Boats
bulletBareboats Charters
bulletConstruction Use
bulletExcursions

Exposures we do not write - IceBoats, Para-Sailing, Scuba Diving Liability and Barges.

Will a boat need a Professional Marine Survey? - This is a question we receive almost daily and the answer is not cut and dry. A boat will typically need a survey if it is greater than 10 years old and greater than $20,000 in value, or longer than 24'. Yachts and High Performance boats will need a survey if they are over 7 years old. All wood boats will need a survey.

The above is only a partial list of watercrafts we can write. Please call with any questions or to see if we can write your risk 516-897-4546 ask for Melanie or Tom.

Email us any questions you may have at:

jaclyn@filosagencyinc.com or melanie@filosagencyinc.com